Stanford Credit Union Cd Rates
Stanford Credit Union Cd RatesFirst Tech Federal Credit Union. CD Rates in Oklahoma Here's a summary of today's average CD rates in Oklahoma, broken down by term. Best 1-year credit union CD rates 2023. A Certificate locks up your savings for a set period of time, and earns higher rates than a basic savings account. Unlike banks, Stanford Federal Credit Union is not-for-profit and owned by its members—so you’ll be able to do more and bank less. Best Credit Union CDs for May 2023 Best 3-Month CD: Pen Air Federal Credit Union Best 6-Month and 18-Month CDs: NASA Federal Credit Union Best 1-Year CD: Premier Members Credit Union Best 2-Year, 3-Year, and 10-Year CDs: Credit Human. Certificate of Deposit (CD) Rates Rates current as of: May 5, 2023 Some CDs require an appointment. Banks and credit unions offering the best CDs pay higher APYs or dividend rates relative to the national average rates. Health Savings Account (HSA) 0. IRA Savings Rates Get competitive rates with no maintenance or administration fees on traditional IRAs, Roth IRAs, SEP IRAs and IRA Certificates. Best Credit Union CD rates for 1- to 5-year terms: Easy to join: Pentagon Federal Credit Union: 4. Stanford Federal Credit Union is a NCUA insured federal credit union headquartered at 1860 Embarcadero Road, Palo Alto, CA 94303. 15% APY Popular Direct 1 Year CD: 5. Connexus Credit Union’s Xtraordinary checking account earns 1. In addition to its standard certificates, Navy Federal Credit Union also offers. National Credit Union Administration (NCUA) insured up to $250,000 The credit unions on our list had to meet all of the requirements above to be considered one of the best. 7328 opens phone dialer with questions or to report a scam. 90% APY for 1-year CD Ally Bank: 4. Easy to join: Pentagon Federal Credit Union: 4. CD accounts with higher APYs and daily compounding schedules rose to the top of the list. The highest current CD rates for our top picks CFG Bank: 5. Net Worth Stanford FCU has a net worth of 9. Many of the banks we track offer short-term CDs well above 5. It's the 20th largest credit union in Connecticut with assets totaling $120. Banks and credit unions offering the best CDs pay higher APYs or dividend rates relative to the national average rates. CD Rates We offer competitive rates for CDs to help you reach your savings goals. According to the FDIC, average APYs on CDs with terms spanning from one. Scroll down for the top credit union CD rates available as of May 4, 2023. Up to 100% financing, including tax and license. Small savers earn the same great rates as big depositors at Stanford FCU, and the longer your term, the higher your rate. No minimum balance requirements apply to this account. Open a Stanford FCU Basic or Premier Checking account with at least $5 and a minimum $1,000 monthly direct deposit throughout the 3-month new member period. CD Rates in Oklahoma Here's a summary of today's average CD rates in Oklahoma, broken down by term. 60% APY, $1,000 minimum deposit. Stay on top of your Business Credit File. Minimum certificate opening balance is $500. Multiple CD specials available now for a limited-time. 10 % APY Crescent Bank 2 Year CD: 5. 5% APR** discount on auto loans. Savings Comparison. 00% APY* Requires a SECU Total TM Checking & Rewards account at Gold level. 04 % APY 12 - 17 Month CD $500 - $49,999. Oct 14, 2016. In addition to offers that are available to all Stanford alums, SAA members receive $500 off the closing cost of the purchase or refinance of a home loan* and a 0. Availability: 5%. 02% Traditional Certificate Type Minimum Dividend Rate APY* Traditional 6-month. What you’ll get: $250 bonus; Where it’s available: CA;. CreditOne Bank offers five terms of jumbo CDs. Have a minimum $1,000 monthly direct deposit throughout the 3-month new member period. com's Website Annual Percentage Yield 2. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U. That gives it a Texas Ratio of 0. Reorder Checks; Change Your Address; Manage Your. Savings; Checking; Youth Accounts; Savings Rates; SERVICES; RESOURCES. The national average for a 5-year CD rate is 1. Best Credit Union CD Rates Available Nationwide, Government Insured - May 8, 2023, 11:46 pm PT ALL 6 Month CD 1 Year CD 2 Year CD 3 Year CD 4 Year CD 5 Year CD 7 Year CD 10 Year CD. ) Security Plus Federal Credit Union offers an 11-month, 6% APY CD with a minimum $1,000 deposit and maximum. APY: 50%. Scroll down for the top credit union CD rates available as of May 4, 2023. Minimum deposit requirement: 21. Easy to join: Pentagon Federal Credit Union: 4. Open a Stanford FCU Basic or Premier Checking account with at least $5. Its 4-year and 5-year certificate rates increased on July 1st. A certificate of deposit (CD) is a safe, virtually no-risk savings tool that can boost the amount of interest you earn over a specific amount of time (or term). Its 4-year and 5-year certificate rates increased on July 1st. Account Rates Your accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF). 70% Minimum Deposit Requirement $1,000 Interest Compounding Frequency. Must be a Stanford FCU almuni; How to earn it:. As of December 31, 2022, Stanford had $924,395 in non-current loans and $229,619 in owned assets. 6-Month 12-Month 24-Month 36-Month 60-Month *APY = Annual Percentage Yield. Our Contact Center is open 24/7. According to the FDIC, average APYs on. The highest current CD rates for our top picks CFG Bank: 5. Best Credit Union CD rates for 1- to 5-year terms: Easy to join: Pentagon Federal Credit Union: 4. The main distinction between these accounts is that share certificates are issued by credit unions, and CDs are offered by banks. APYs are accurate as of the first day of the current month and are subject to change. Deposit Rates - Merrimack Valley CU Home / Rates / Deposit Rates Our products and services are designed to help you take control of your finances. Best Credit Union CD Rates Available Nationwide, Government Insured - May 8, 2023, 11:46 pm PT ALL 6 Month CD 1 Year CD 2 Year CD 3 Year CD 4 Year CD 5 Year CD 7 Year CD 10 Year CD. May or may not include driver meal and parking ticket. Medan city - 400k IDR per day 12 hours (Car+Driver+Pertrol). Minimum Deposit of $500 for Classic CD, $10,000 for Signature CD and $25,000 for Premier CD. Alliant Credit Union: 5. *The Companion Savings account is linked to a regular savings, money market, or certificate account. Scroll down for the top credit union CD rates available as of May 4, 2023. 22% APY, and the 4-year Jumbo Premium Certificate Rate went up from 1. 50% APY Synchrony 6 Month CD: 5. 56 % APY 12 - 17 Month CD with Member Advantage $500 - $49,999. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as. Your funds at SDCCU are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). A Certificate locks up your savings for a set period of time, and earns higher rates than a basic savings account. The national average for a 5-year CD rate is 1. 25% APY CFG Bank 18 Month CD: 5. 25% APY on share certificates with a range of 18 to 23 months offered by Credit Human Federal Credit Union, and Alliant. Health Savings Account (HSA) 0. Join BECU & Open Members Log In & Open Certificate of Deposit Rates APY Effective 5/2/2023* 4. UNION CONFECTIONERY of MEDAN, North Sumatra. So you will need to clarify this 2 additional cost. Banks and credit unions offering the best CDs pay higher APYs or dividend rates relative to the national average rates. Stanford Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating. Navy Federal Credit Union EasyStart℠ Certificate 4. Rates are accurate as of May 2, 2023. The main distinction between these accounts is that share certificates are issued by credit unions, and CDs are offered by banks. Based on these categories, we. Your accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). *Annual Percentage Rate reflects FICO Score of 740 or higher (also known as creditworthiness—your Score may vary and affect the corresponding APR) and is based on a loan for an owner-occupied (primary residence), single-family dwelling in California with a loan-to-value ratio of 80% or less. 00% APY BrioDirect 12 Month High-Yield CD: 5. To cover these potential losses it had $380,523,701 in net worth and $22,011,924 in loans loss reserves. 75% APY* 12-month Gold CD 4. Stanford Federal Credit Union is a NCUA insured federal credit union headquartered at 1860 Embarcadero Road, Palo Alto, CA 94303. At Stanford Federal Credit Union, a trusted Bay Area resource, you'll experience much more than LOW auto loan rates. Best Credit Union CDs for May 2023 Best 3-Month CD: Pen Air Federal Credit Union Best 6-Month and 18-Month CDs: NASA Federal Credit Union Best 1-Year CD: Premier Members Credit Union Best 2-Year, 3-Year, and 10-Year CDs: Credit Human. This is a variable-rate account, rates may change after the account is opened. You may schedule transfers up to $500. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates. 00% APY** $1,000 24 Month CD 4. All of our CDs have a low minimum balance of $500 to open. Fast loan turn-around FREE Auto Buying Service for personal assistance in buying the car you want at the lowest price available! Same low rates for new and used cars Up to 100% financing, including tax and license. Connexus Credit Union: 4. In addition to offers that are available to all Stanford alums, SAA members receive $500 off the closing cost of the purchase or refinance of a home loan* and a 0. Stanford Federal Credit Union is a NCUA insured federal credit union headquartered at 1860 Embarcadero Road, Palo Alto, CA 94303. According to the FDIC, average APYs on CDs with terms spanning from one. 82%) $2,500 - SCENARIO Learn More Remove 3 LOCAL CD North American Savings Bank,. 82%) $2,500 - SCENARIO Learn More Remove 3 LOCAL CD North American Savings Bank, F. We aggregate rates from multiple sources every day to ensure these rates are current and. Field of Membership Restrictions Membership in Stanford Federal Credit Union is open to anyone through membership in the Friends of Palo Alto Library or the Museum of American Heritage (membership paid through the credit union). You must maintain an average minimum daily balance of $1,000, a combined average daily savings balance of $2,500 or have a direct deposit of $100 or more per pay period during the month to avoid a monthly fee. 25% APY, 11 months, no minimum to open. SMARCO MANDIRI SUKSES of North Sumatra, North Sumatra. In addition to its standard certificates, Navy Federal Credit Union also offers. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening. Field of Membership Restrictions Membership in Stanford Federal Credit Union is open to anyone through membership in the Friends of Palo Alto Library or the Museum of American Heritage (membership paid through the credit union). One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Minimum deposit requirements of $10,000 or higher and less frequent compounding schedules affected scores. We will never ask you for personal information, passwords or to transfer money. A Certificate locks up your savings for a set period of time, and earns higher rates than a basic savings account. PenFed CDs offer some of the best CD rates in New Jersey for long-term savers overall, but short-term savers can also enjoy a higher rate with that credit union. 25% APY* 24-month JUMBO CD 3. Open a Stanford FCU Basic or Premier Checking account with at least $5 and a minimum $1,000 monthly direct deposit throughout the 3-month new member period. Open Now 502 CD Certificate Type Minimum Dividend Rate APY* Promotional 5-month term $500 4. Find company research, competitor information, contact details & financial data for PT. Best 3 Month CD Rates Best 12 Month CD Rates Best 2 Year CD Rates. Connexus Credit Union: 4. 45% Minimum Deposit Requirement $50 Interest Compounding Frequency Daily Why We Picked It Pros & Cons. PenFed’s certificate rates tend to be competitive with the best CD rates from online banks and credit unions. With a minimum $50,000 to open, you’ll earn higher dividend rates than our standard share certificate. Alliant Credit Union, Bread Savings, CFG Bank, Forbright and Synchrony all. Find today’s CD rates, based on the balance you deposit. Get the latest business insights from Dun & Bradstreet. Minimum $200 Direct Deposit monthly. Certificate of Deposit (CD) Rates Rates current as of: May 5, 2023 Some CDs require an appointment. Its 4-year and 5-year certificate rates increased on July 1st. Skip to main content Warning! Stanford FCU impersonator scams are on the rise. Get Your CD Online View CD Specials. 51% APY, $5,000 minimum deposit. Use promo code NEW100 for all activities. 90% APY for 1-year CD Ally Bank: 4. Best 1-year credit union CD rates 2023. Alliant Credit Union: 5. 10% APY with a 5-year CD from Discover Enjoy $0 monthly fees and get started with as little as $2,500 Lock in your CD rate to earn guaranteed interest Learn More FDIC Insured. 00%, particularly those for one-year and 18-month CDs. Stanford Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2023. One time option to withdraw up to 25% of principal with no penalty. Share Certificates (CD) Rates Share Certificate (CD) Rates View More Rates Select rate Traditional Share Certificates 6-Months 7-Months Jumbo 12-Months 17-Months 18-Months 24-Months 36-Months 48-Months 60-Months Rates effective as of May 7, 2023 Learn More About Share Certificates IRA Certificates 6-Months 12-Months 18-Months 24-Months 36-Months. Customers can open an account at one of its 11 branches. Banks and credit unions offering the best CDs pay higher APYs or dividend rates relative to the national average rates. National Credit Union Administration (NCUA) insured up to $250,000 The credit unions on our list had to meet all of the requirements above to be considered one. 17% APY for 1-year CD Barclays Online: 4. Our CD rates get even better with Member Advantage. All dividends are compounded and paid monthly. Borrow up to $50K - flexible terms up to 84 months, no origination or application fees, and no. It is important to see the exchange rate and that changes every day. It also offers two bump rate CDs. LOCAL CD STANFORD Credit Union CALIFORNIA $50,000 3 Month 1. Best Credit Union CD Rates Available Nationwide, Government Insured - May 8, 2023, 11:46 pm PT ALL 6 Month CD 1 Year CD 2 Year CD 3 Year CD 4 Year CD 5 Year CD 7 Year CD 10 Year CD. Net Worth Stanford FCU has a net worth of 9. 22% APY, and the 4-year Jumbo Premium Certificate Rate went up from. One time option to change the rate offered on the same product. (See some of the best high-yield savings account rates here and best CD rates here. You choose the term based on what your financial institution offers, and how long you are willing to leave your money in the CD. All dividends are compounded and paid monthly. Slightly higher rates are available for a minimum deposit of $100,000. 26%; according to the FDIC Monthly Average and Rate Cap Report which is published on the 21st of each month. For business savings rates, visit our Business Deposit Rates page. A certificate of deposit (CD) is a safe, virtually no-risk savings tool that can boost the amount of interest you earn over a specific amount of time (or term). National Deposit Rates 2. We offer terms ranging from 90 days to 5 years. 67%) $1,000 - SCENARIO Remove 2 LOCAL CD Discover Bank , ★ TOP PICK ★ Online Bank - $50,000 60 Month 4. 75% on balances up to $25,000 if you meet a couple of requirements, including subscribing to e-statements and making 15 debit card. Best CD Rates of May 2023 Alliant 3 Month Certificate: 4. Phone Number: (203) 977-4701 Toll-Free: (833) 768-6332 Mailing Address: Sound FCU 37 North Avenue Stamford, CT 06851 Website: Online Banking: Log In Here Routing Number: 221174391. A $1,000 minimum deposit is required to open a certificate. 10% APY, 11 months, no minimum to open. $100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Individual Retirement Accounts (IRA) are insured separately up to $250,000. It is certainly worthwhile to spend some time researching if you are on the hunt for the best-guaranteed interest rate. $2,000 Minimum checking account balance. CA - May 5, 2023 1 Year CD National Average : 0. The terms range from six months to five years. , ★ TOP PICK ★ Bank - $50,000 7 Month. Get full access to view your D&B business credit file. Navy Federal Credit Union EasyStart℠ Certificate 4. We compared 73 online savings accounts offered by 53 nationally available banks and credit unions to find the best 5% interest savings accounts (or accounts with interest rates close to 5. 1 APY = Annual Percentage Yield. Louis market rates as reported in Money Monitor by BancAnalytics (March 2017) and include Member Merits Gold rates offered to households with combined. Small savers earn the same great rates as big. 45% APY** $1,000 CDs and IRAs Invest in a CD or save for retirement. 17% APY for 1-year CD Barclays Online: 4. Since there are many options, we cannot tell the best exchange rate. Rates effective May 1, 2023 *Annual Percentage Yield (APY). 50% APY** $1,000 41 Month Bump-up CD 3. An early withdrawal penalty will be assessed if the certificate is redeemed prior to the maturity date. Premier Health Savings Account (PHSA) 0. Noteworthy financial products: The Consumers Credit Union Rewards Checking Account offers up to 4. As of December 31, 2022, Stanford had $924,395 in non-current loans and $229,619 in owned assets. 10% APY Rate as of 05/03/2023 $2,500 Earn a 4. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. As of December 31, 2022, Stanford had $924,395 in non-current loans and $229,619 in owned assets. 7328opens phone dialerwith questions or to report a scam. Get Deal $100 Referral Program - $100 Bonus. Dividends calculated daily and credited monthly. The recurring direct deposits must be posted to your new checking account within 60 calendar days of your account opening date. 5% rate on a CD, Chanelle Bessette, banking specialist at NerdWallet, says, consumers should make sure they’ve done their research to find the best interest rate that’s. Navy Federal Credit Union EasyStart℠ Certificate 4. Best Credit Union CDs for May 2023 Best 3-Month CD: Pen Air Federal Credit Union Best 6-Month and 18-Month CDs: NASA Federal Credit Union Best 1-Year CD: Premier Members Credit Union Best 2-Year, 3-Year, and 10-Year CDs: Credit Human. PenFed Credit Union Money Market Certificates 4. 80% APY for 18-month CD Bread Savings: 5. 15 Month CD Special Grow your savings faster with a 15 month CD with 5. IRA deposits are separately federally insured to at least $250,000 by the NCUA. 15% APY Bread Savings 2 Year High-Yield CD: 5. Additionally, 48% of first-year students received need-based financial aid in fall. Best Credit Union CDs for May 2023 Best 3-Month CD: Pen Air Federal Credit Union Best 6-Month and 18-Month CDs: NASA. CFG Bank 1 Year CD: 5. We compared 73 online savings accounts offered by 53 nationally available banks and credit unions to find the best 5% interest savings accounts (or accounts with interest rates close to 5. Likewise, our CD rates are very competitively priced to help you save and meet your personal financial goals. Credit One Bank – 4. 35% APY, $100,000 minimum deposit for APY. Check out Stanford FCU's deposit rates for different account types. Credit Cards; Rates; ACCOUNTS. Alliant Credit. The average need-based scholarship or grant awarded to first-year students at Stanford University was $62,500. Stanford Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating. At Stanford Federal Credit Union, a trusted Bay Area resource, you'll experience much more than LOW auto loan rates. We ranked the CD accounts from best to worst based on these factors. An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U. Rates are lower for smaller deposits. *The Companion Savings account is linked to a. Hi, For anyone looking to rent a car with driver here is the latest information from my own experience recently:. PenFed’s certificate rates tend to be competitive with the best CD rates from online banks and credit unions. It was founded in 1959 and has approximately $4,004 million in assets. FREE Auto Buying Service for personal assistance in buying the car you want at the lowest price available! Same low rates for new and used cars. 15% APY for 18-month CDs Both regular and jumbo versions of this 18-month CD from Alliant comes with a highly competitive 5. 30%, customers can enjoy competitive rates. Account Rates. 80% APY, 11 months, $1,000 minimum to open. An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. Rates subject to change. 14 Month Special renews into the 12 Month Flex Certificate. 00 ) each month from a Hanscom FCU checking account. Unlike banks, Stanford Federal Credit Union is not-for-profit and owned by its members—so you’ll be able to do more and bank less. Minimum Balance Requirements: The minimum balance required to open this account is $25. See how your earnings grow depending on how long you commit to a high-yield CD Learn More FDIC Insured Discover 5 years CD 4. Dividends are compounded and paid monthly. CD Rates We offer competitive rates for CDs to help you reach your savings goals. Rates are accurate as of May 2, 2023. Best Credit Union CD rates for 1- to 5-year terms: Easy to join: Pentagon Federal Credit Union: 4. With the Stanford FCU Mobile Banking app, you can enjoy a unified experience from desktop to mobile across all devices. One time option to change the rate offered on the same product. $1,000 15 Month CD 5. 20% APY Crescent Bank 1 Year CD: 5. About Us About Us Our Team Member Give Back Join Us Membership Rewards Careers Self-Service Deposit Rates Loan Rates Mortgage Rates Online Banking Wire Transfers Learn More Service Fees Financial Calculators Financial Education. Fast loan turn-around FREE Auto Buying Service for personal assistance in buying the car you want at the lowest price available! Same low rates for new and used cars Up to 100% financing, including tax and license. The credit union’s minimum deposit requirement is reasonable (and lower than what some credit unions require), though you can find lower requirements at some online banks. Get a D&B credit report on this company. The 5-year Jumbo Premium Certificate Rate went up from 2. LOCAL CD STANFORD Credit Union CALIFORNIA $50,000 3 Month 1. Best Credit Union CDs for May 2023 Best 3-Month CD: Pen Air Federal Credit Union Best 6-Month and 18-Month CDs: NASA. 00% APY on a 12-month Super 7 Certificate. 80% APY for 18-month CD Bread Savings: 5. Rates are accurate as of May 2, 2023. Delta Community Credit Union has one of the highest certificate of deposit rates compared to traditional banks. Rates are accurate as of April 1, 2023. Best 1-year credit union CD rates 2023. Must be a member of the Stanford. Open a Stanford FCU Basic or Premier Checking account with at least $5 and a minimum $1,000 monthly direct deposit throughout the 3-month new member. The 5-year Jumbo Premium Certificate Rate went up from 2. Best Credit Unions of April 2023. We ranked the CD accounts from best to worst based on these factors. At Stanford Federal Credit Union, a trusted Bay Area resource, you'll experience much more than LOW auto loan rates. $100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Slightly higher rates are available for a minimum deposit of $100,000. Health Savings Account (HSA) 0. Share and Checking Accounts have a variable rate. Among credit unions, one of the highest rates we found was a 5. Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in New York. Stanford Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating. You can choose from 12, 24, 36, 48, and 60-month terms. See how your earnings grow depending on how long you commit to a high-yield CD Learn More FDIC Insured Discover 5 years CD 4. 07 % APY 6 - 11 Month CD with Member Advantage 3. 67%) $1,000 - SCENARIO Remove 2 LOCAL CD Discover Bank , ★ TOP PICK ★ Online Bank - $50,000 60 Month 4. CD accounts with higher APYs and daily compounding schedules rose to the top of the list. Services may be provided by Western Union Financial Services, Inc. 09% APY on balances up to $10,000, which is more than 100X the national average of 0. The highest current CD rates for our top picks CFG Bank: 5. LOCAL CD STANFORD Credit Union CALIFORNIA $50,000 3 Month 1. Best Credit Union CD rates for 1- to 5-year terms: Easy to join: Pentagon Federal Credit Union: 4. Stanford Federal Credit Union $250 Checking Bonus – Stanford Alumni. Warning! Stanford FCU impersonator scams are on the rise. Open with as little as $500 6-Month - 48-Month terms Features Peace of mind with NCUA insurance to at least $250,000 Provides higher dividends earnings than a regular savings account Funds from other financial institutions welcome IRA Share Certificates also available Open with as little as $500 Certificate Rates Effective Date: 03/15/2023. Premier Health Savings Account (PHSA) 0. Certificate specials are for a limited time and the credit union may end it at anytime without notice. With the Stanford FCU Mobile Banking app, you can enjoy a unified experience from desktop to mobile across all devices. Best Credit Union CD rates for 1- to 5-year terms: Easy to join: Pentagon Federal Credit Union: 4. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. Become a memberfirst, then open your Certificate in Online or Mobile Banking. Account Rates Your accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF). CD accounts with higher APYs and daily compounding schedules rose to the top of the list. 64 Million and provides banking services to more than 9,000 members as of May 2023.